If no information appears on your applicant’s credit report, there are two possibilities:
– Our data provider has identified your applicant, but has no information on their credit report.
– Our data provider does not know your applicant and does not have a credit report for him/her.
This can happen with young applicants, newcomers or people who have never had credit cards or bills issued in their name.
When no credit card appears for your applicant, it is important to note that a reduced fee will be applied.
In this case, the applicant must obtain a guarantor (endorser) and the investigation must be done on that person.
Here is an example of a report on a candidate with no credit information in their name
What Is the Impact of a Credit Check?
What to Do When the Information Received is Masked by “X”?
What Does Unavailable SIN Mean?
What Do the Ratings on the Payment History Mean?
What Do the Jobs Posted on the Credit Report Mean?
What Are the Differences Between the Types of Accounts That Appear on the Report?
How Do I Track my Application?
How to Interpret the Credit Score Result?
Why Does my Report Show Discrepancies Between the Entered and Received Information?