The impact of a credit check on your applicant’s score is real, but there is no need to worry: the consequences are minimal.
When you view a candidate’s credit report, our data provider stores the information for 18 months. This means that the applicant and other organizations that have consulted the applicant’s credit file will see the words “PROPRIOENQUÊTE” in the “previous applications” list. This access to the file temporarily penalizes the applicant’s score, but to a lesser extent.
What to Do When the Information Received is Masked by “X”?
What Does Unavailable SIN Mean?
What Do the Ratings on the Payment History Mean?
What Do the Jobs Posted on the Credit Report Mean?
What Are the Differences Between the Types of Accounts That Appear on the Report?
How Do I Track my Application?
How to Interpret the Credit Score Result?
Why Does my Report Show Discrepancies Between the Entered and Received Information?
Why Is There No Information on the Credit Report That I Received?